Texas Salary Calculator — Take-Home Pay by Role
Texas pays close to the national median in gross terms but pulls ahead on take-home thanks to no state income tax. Austin, Dallas-Fort Worth, and Houston dominate the high-wage corridors. Use the Texas salary calculator below to estimate gross, federal, FICA, and state tax — and the take-home pay that lands in your bank account.
Median household income
$76,073
US Census ACS, 2024
Top state income tax
None
Tax Foundation, 2025-2026
Cost-of-living index
93
100 = US average
$100k take-home (single)
$78,509
After federal + FICA + state
Salary Calculator — Take-Home by State
BLS-modelled percentiles + federal, FICA, and state tax math. Numbers update as you change inputs.
Add your current salary to see how it compares to the role's median in Texas.
Estimated Mechanical Engineer salary in Texas
Median: $100,000 · 90th percentile $158,000 · 10th percentile $66,000
Gross (median)
$100,000
Federal tax
-$13,841
FICA
-$7,650
TX state tax (none)
-$0
Estimated take-home pay
$78,509/yr
About $6,542/month after federal + FICA + state. Effective tax rate 21.5%.
vs national median for this role
+$0 (0.0%)
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Texas pays close to the national median in gross terms but pulls ahead on take-home thanks to no state income tax. Austin, Dallas-Fort Worth, and Houston dominate the high-wage corridors. The state's economy leans heavily on Energy, Technology, Healthcare, plus Manufacturing and Aerospace, and that mix drives the highest-paying occupations on the ground.
Top employers in Texas
Five of the largest private-sector employers in Texas, each of which anchors regional wage levels:
State tax math on a $100,000 salary
Take the median family-supporting US salary of $100,000 and run the TX numbers:
- Federal income tax (single, standard deduction): $13,841
- FICA (Social Security + Medicare, employee side): $7,650
- TX state income tax: $0 (no state income tax)
- Take-home: $78,509 (effective rate 21.5%)
The same $100,000 gross in Texas (no state income tax) yields $78,509 take-home — a +$0 swing purely from state tax policy.
Cost-of-living adjustment vs national
Texas sits at 93 on the cost-of-living index (100 = US average). That means $1 of take-home in Texas buys roughly 108¢ of the equivalent national consumption basket. Compare nominal and real wages before deciding whether a higher offer in another state is actually a raise.
Featured role: Mechanical Engineer in Texas
Mechanical Engineer is a strong fit for Texas's top industries (Energy and Technology). Here's the BLS-modelled band for 5 years of experience.
10th pct
$66,000
25th pct
$80,000
Median
$100,000
75th pct
$125,000
90th pct
$158,000
Median take-home for this role in Texas: roughly $78,509/yr after federal + FICA + state tax.
Compare to other states
Methodology and data sources
Wage percentiles are modelled on the BLS Occupational Employment and Wage Statistics (OEWS) national release, adjusted by a state pay index derived from BLS state mean-wage ratios. State tax rules come from the Tax Foundation state-bracket tables. Cost-of-living is the C2ER-style composite index normalised to 100 = US average. Federal brackets come from IRS Revenue Procedure publications for 2025-2026. Median household income figures come from the US Census American Community Survey (ACS). Last updated May 18, 2026.
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